Most people carry debt in one form or another, and you are probably one of them. Your debts, also called liabilities, can include the mortgage on your home, loans for automobiles or education expenses and, of course, credit card balances. Virtually all of these debts come with an obligation to pay monthly interest on the balance you still owe. As you prepare to invest, take stock of your current debts and try to pay them down. The less money you put towards paying off outstanding debts and interest charges, the more you will have to save and invest for your future. 

If you use a credit card to make purchases, you should know that they have advantages and disadvantages. If you spend within your means and pay off your balance on time—and in full—each month, credit cards can serve as a safe and convenient substitute for cash. And there is the added bonus that they can help you establish and maintain a solid credit history. But if you use them to...

From hosting webinars, weekly meditation sessions and panel discussions to offering a wealth of wellness resources and sharing opportunities for virtual volunteering, FINRA’s 10 Employee Resource Groups are creating an impact through their programming, constant communication and ramped up mission to make employees feel supported during the COVID-19 crisis.

“The ERGs are an invaluable asset. They help us to be a more resilient organization and provide a wider offering of support to our employees around the country,” said Denise Fields, Associate Director, Inclusion & Workforce Compliance at FINRA, noting the important role affinity groups have played throughout America’s history in helping to raise awareness and visibility within the workplace on social challenges, equity, and inclusion.

“During society’s most challenging times that spill into the workforce, ERGs were there to provide feedback, education and recommendations....

We are issuing this investor guidance to provide some basic facts to investors about the practice of purchasing securities on margin, and to alert investors to the risks involved with trading securities in a margin account.

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When the stock market gets rocky, focusing on your overall financial picture, combined with sound planning, can pay dividends. These 5 steps can help steady your pulse during market downturns and elevate your financial security:

1. Revisit your financial goals. Setting clear, prioritized goals—each with steps to achieve the goal, a price tag and a time frame—will help guide your investment approach. Good financial goals, tied to a sound long-term financial plan, typically will survive short-term market ups and downs. For example, a worthy goal for any year might be to save the IRS annual contribution limit in your company's 401(k). The steps are clear: know how much you're currently saving through your company's plan, then figure out how much more you need to save each pay period to reach the IRS contribution limit (use FINRA's 401(k) Save the Max calculator to find out). Next, work with your employer to implement.

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How strong is your password, really? Do you use the same one on a number of accounts? Or refer to your dog Fluffy in all of them? Chances are some or all of your login codes could use a change.

Our passwords are a key component of our lives, and as more of the services we rely on every day move online, the stakes grow ever higher. Here are 7 tips to improve your passwords—and your security online.

The success of securities arbitration depends on the quality of the arbitrators who hear and decide the disputes presented by the parties. If you qualify, you will join a group of dedicated individuals serving the investing public and the securities industry.

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