Review your financial goals—and the investments that go along with them—to see if anything needs to change. Get a tax break by saving in tax-advantaged accounts. Protect yourself and loved ones with insurance and important legal documents such as wills, health care proxies, and more.

Business in America still hasn't achieved gender diversity; only a small percentage of companies have women in top jobs or gender-diverse boards. New funds allow investors to seek out companies that have made a commitment to gender diversity.

You can add location information to your Tweets, such as your city or precise location, from the web and via third-party applications. You always have the option to delete your Tweet location history. Learn more

Be sure not to have a narrow view of your career options. There are so many different opportunities that it's important to cast a wide net when applying for jobs. And if the first job isn't a great fit, learn everything you can and look for another position.

The federal student aid process will change for the 2023–2024 academic year, reducing the number of questions on the required forms and changing the basis of certain calculations. The first year of income included in the new process will be 2021. Families with multiple children in college at once may see lower aid, while contributions from grandparents (and other generous relatives) may become more attractive. Families may want to assess their savings strategies and how much they can afford for college in light of the new rules.

A will spells out how you want your estate distributed after your death. Without a will, state law will determine the order of inheritance. Make sure to have documents in place to specify who can make financial and medical decisions on your behalf if you are incapacitated. Check that the beneficiary designations on your life insurance, retirement, and bank accounts are in line with your wishes.

You can add location information to your Tweets, such as your city or precise location, from the web and via third-party applications. You always have the option to delete your Tweet location history. Learn more

Performance data shown represents past performance and is no guarantee of future results.  Investment return and principal value will fluctuate, so you may have a gain or loss when shares are sold.  Current performance may be higher or lower than that quoted.

A brokerage account owned by teens 13 to 17 that's built to start their investing journey. They can trade most US stocks, ETFs, and Fidelity mutual funds in their own accounts.

A popular retirement guideline suggests retirees need 80% of their preretirement income to make ends meet, and some experts encourage saving even more to avoid running out of money. Facing such daunting goals, 53% of preretirees say they plan on working past age 65 to ensure that they have enough money, according to the Transamerica Center for Retirement Studies.

But the 80% rule isn’t for everybody, and it may lead to inflated savings goals that cause undue anxiety as you plan for retirement. Consumer spending actually decreases -- significantly -- as you age. Data from the Bureau of Labor Statistics shows the average retired household spends 25% less than the average working household.

For virtually every investing goal and every appetite for risk there is an appropriate type of mutual fund. While every fund involves some level of risk, that risk varies based on the type of fund in which you invest. Understanding the risks involved with investing and your own tolerance for risk—as well as your desire to involve yourself in the management of your investments—is key to helping you choose the fund or funds that best meet your investing needs.

Money market funds invest in highly liquid, short-term securities, such as Treasury bills and certificates of deposit. These are considered to be some of the lowest-risk funds available.

Bond funds are professionally managed portfolios that invest in numerous individual bonds. Each fund has a stated objective, generally focusing on a particular sector, such as corporate or Treasury bonds, or broad category, such as investment grade or high yield. Funds can also have different levels of interest rate...

Performance data shown represents past performance and is no guarantee of future results.  Investment return and principal value will fluctuate, so you may have a gain or loss when shares are sold.  Current performance may be higher or lower than that quoted.

We expect fiscal and monetary policy to remain highly supportive of accelerating growth in the US economy. As economic reopening progresses, relative performance patterns may be influenced by the trajectories of policy, inflation, and real interest rates. The post-World War II shift to a peacetime economy, which catalyzed a cyclical rebound of growth and inflation, may be the closest historical analog to the upcoming post-COVID era where vaccination and reopening gain steam over the course of 2021 and 2022. In a rapidly growing economy with rising inflation, assets with exposure to high nominal growth rates, including value stocks and commodities, may hold up well, whereas bonds could struggle. While technology and other factors have kept inflation in check, we believe greater policy experimentation and "peak globalization" trends will eventually cause long-term inflation to rise faster than expected.

The age you retire can make a big difference for your financial outlook. Retiring doesn't just mean a loss of one source of income, it could also mean changes in investment growth potential, expenses, and withdrawals. The financial planning process can help to clarify the potential impact of different retirement dates.

You can add location information to your Tweets, such as your city or precise location, from the web and via third-party applications. You always have the option to delete your Tweet location history. Learn more

Automating your saving and investing simply means establishing regular transfers into your investment account. In some cases, you can have the cash automatically invested for you. Taking the decision points out of the saving and investing process can help ensure that you do both regularly. Starting with a financial plan can help you determine how much to save and how to invest to reach your goals. Using automation can help put your plan into action.

Meet your employer match first. (You don't want to leave "free" money on the table.) Increase your contribution by 1% each year. (Some employers offer programs that do this automatically.) Allocate part of your raise or bonus to retirement savings and consider opening a Traditional or Roth IRA.

Whether you're new to investing or you've been sitting in cash for years, it's not too late to put your money to work. Try not to get stuck on regrets over missed gains, finding the next hot investment, or picking the perfect time to buy in. Instead, focus on nailing the broad strokes of your investing plan by choosing a well-rounded investment mix that takes on the right amount of risk for you.

Performance data shown represents past performance and is no guarantee of future results.  Investment return and principal value will fluctuate, so you may have a gain or loss when shares are sold.  Current performance may be higher or lower than that quoted.

It's normal to be concerned about bubbles in a market hitting new highs. But not all stocks have been soaring like Apple, Amazon, and Alphabet. Many companies hit by the pandemic are actually relatively cheap. To understand if stocks are expensive or cheap, try using valuation metrics like price-to-earnings or price-to-book ratios. Diversifying the stock portion of your portfolio by company size (large, medium, and small), by style (like value or growth), and geography can help reduce volatility in your portfolio. Rebalancing regularly can help keep your portfolio on track toward your goals.