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WHILE SOME DECADES SLIP QUIETLY AWAY, the 2020s promise to be a time of extraordinary disruption, change and opportunity. Robots and automation are expected to open up remarkable possibilities—and also potentially eliminate hundreds of millions of jobs. A billion people are forecast to be added to the planet’s population,1 the majority of them in urban areas, while “smart cities” should help to make life better, cleaner and more efficient for many. 

And solutions to some of today’s most pressing environmental and social challenges could finally materialize. “We see an unprecedented number of forces converging to transform the global economy,” notes Candace Browning, Head of BofA Global Research. “While the road ahead won’t always be easy, there’s a lot of reason for optimism.”

From addressing climate change to reenergizing the global economy, that optimism is informed by urgency. “Many of the issues we’re watching closely will approach the point of...

By Kerry Hannon

NOT LONG AFTER WE GOT MARRIED, my husband and I decided it was time to set up a meeting with a financial advisor to review the merging of our financial lives. We knew that our lives had taken a significant turn with marriage. Plus, we had different money styles.

Of course, we wanted to have someone evaluate our retirement accounts and other investments, but we also had plans we knew would take some forethought and financial strategizing: starting a family, purchasing a home and continuing the travel we both loved. It took some searching, but we found an advisor who understands both of us. She meets with us separately and together, and has held our hands through more than one uncomfortable money discussion.

These days, because I write about money, I routinely get asked lots of questions about financial advisors. Lately, a lot of people want to know why, with so many choices out there, from target date funds to robo-advisors, they...